Eligibility
Applicant must:
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Be a Filipino citizen or Foreign National permanently residing in the Philippines
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Be at least 21 years old during application and not more than 65 years old upon loan maturity
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Have at least one fixed landline number (either home or business) and a mobile number. (Mobile number will not be accepted as a stand-alone contact number).
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Have a Gross (basic) monthly income (GMI) must be at least Php15,000 or basic annual income or must not be less than Php180,000
Documentary Requirements
Requirements Upon Loan:
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Completely filled-out EastWest Online Personal Loan Application Form
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Photocopy of at least one (1) valid digitized photo-bearing and signature-bearing I.D.'s issued in the Philippines (i.e. Driver's License, Philippine Passport, Professional Regulation Commission (PRC) I.D., SSS I.D., BIR ID, Integrated Bar of the Philippines I.D., and Unified SSS/GSIS and TIN I.D.). Company I.D.'s issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC may also be submitted.
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(For Foreign Nationals Only) ANY of the following Proof of Residence: Alien Certificate of Registration, Immigrant Certificate of Registration or Photocopy of Resident Visa stamp on Passport
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Proof of Income as follows:
If employed, submit ANY of the following:
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Photocopy of latest ITR/BIR Form 2316; or
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Photocopy of latest three months pay slips; or
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Valid Credit Card reference or its latest Credit Card Statement of Account
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Other documents that may be required for further verification
If self-employed, submit ALL of the following:
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Photocopy of latest ITR/BIR Form 1701 and Audited Financial Statements
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DTI Registration Certificate (for Sole Proprietorship) or SEC Registration Certificate with page stating shares owned by the applicant (for Partnerships or Corporations)
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Valid Credit Card reference or its latest Credit Card Statement of Account
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Other documents that may be required for further verification such as Business Permit or Mayor's Permit
Note: All documents submitted/presented must be under the name of the applicant (correct spelling; include suffix, if applicable).
Requirements Upon Loan Release:
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Original Copy of documents submitted (to be presented only)
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Two (2) Valid ID's
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Original signed application form
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One to be presented to the lobby Guard of the building
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One to be presented to the EastWest Personal Loan Releasing Unit as ID verification
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Post Dated Checks — Fully accomplished and signed (Kindly ensure that the PDCs that you will issue have no erasures, correction and/or alteration.)
Requirements for Delivery and Credit to Account option
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Photocopy of one (1) valid ID (submitted upon initial application) with 3 specimen signatures
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Original Copy of documents submitted (to be presented only).
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Post Dated Checks — Fully accomplished and signed (Kindly ensure that the PDCs that you will issue have no erasures, correction and/or alteration.)
To apply for an EastWest Personal Loan, just follow these 3 easy steps:
STEP 1 - Completely fill out the Personal Loan Application Form. Apply here.
STEP 2 - Read through the terms and conditions.
STEP 3 - Prepare scanned copies of the additional supporting documents.
Email your supporting documents to PLOAN@eastwestbanker.com.
What to expect next:
A Bank's representative will call you for additional instructions. As a reminder, an email will be sent your declared email address.
For assistance, please contact us so we may help you.