EastWest Personal Loan Application Requirements

Eligibility

Applicant must:

• Be a Filipino citizen or Foreign National permanently residing in the Philippines

• Be at least 21 years old during application and not more than 65 years old upon loan maturity

• Have at least one fixed landline number (either home or business) and a mobile number. (Mobile number will not be accepted as a stand-alone contact number).

• Have a Gross (basic) monthly income (GMI) must be at least Php15,000 or basic annual income or must not be less than Php180,000

Documentary Requirements

Requirements Upon Loan:

• Completely filled-out EastWest Online Personal Loan Application Form

• Photocopy of at least one (1) valid digitized photo-bearing and signature-bearing I.D.'s issued in the Philippines (i.e. Driver's License, Philippine Passport, Professional Regulation Commission (PRC) I.D., SSS I.D., BIR ID, Integrated Bar of the Philippines I.D., and Unified SSS/GSIS and TIN I.D.). Company I.D.'s issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC may also be submitted.

• (For Foreign Nationals Only) ANY of the following Proof of Residence: Alien Certificate of Registration, Immigrant Certificate of Registration or Photocopy of Resident Visa stamp on Passport

• Proof of Income as follows:
  
  If employed, submit ANY of the following:

  • Photocopy of latest ITR/BIR Form 2316; or
  • Photocopy of latest three months pay slips; or
  • Valid Credit Card reference or its latest Credit Card Statement of Account
  • Other documents that may be required for further verification
  
  If self-employed, submit ALL of the following:
  • Photocopy of latest ITR/BIR Form 1701 and Audited Financial Statements
  • DTI Registration Certificate (for Sole Proprietorship) or SEC Registration Certificate with page stating shares owned by the applicant (for Partnerships or Corporations)
  • Valid Credit Card reference or its latest Credit Card Statement of Account
  • Other documents that may be required for further verification such as Business Permit or Mayor's Permit

Note: All documents submitted/presented must be under the name of the applicant (correct spelling; include suffix, if applicable).

Requirements Upon Loan Release:

1. Original Copy of documents submitted (to be presented only)

2. Two (2) Valid ID's

3. Original signed application form

   1. One to be presented to the lobby Guard of the building
   2. One to be presented to the EastWest Personal Loan Releasing Unit as ID verification

4. Post Dated Checks — Fully accomplished and signed (Kindly ensure that the PDCs that you will issue have no erasures, correction and/or alteration.)

Requirements for Delivery and Credit to Account option

1. Photocopy of one (1) valid ID (submitted upon initial application) with 3 specimen signatures

2. Original Copy of documents submitted (to be presented only).

3. Post Dated Checks — Fully accomplished and signed (Kindly ensure that the PDCs that you will issue have no erasures, correction and/or alteration.)

To apply for an EastWest Personal Loan, just follow these 3 easy steps:

STEP 1 - Completely fill out the Personal Loan Application Form. Apply here.
STEP 2 - Read through the terms and conditions.
STEP 3 - Prepare scanned copies of the additional supporting documents.

Email your supporting documents to PLOAN@eastwestbanker.com.

What to expect next:
A Bank's representative will call you for additional instructions. As a reminder, an email will be sent your declared email address.

For assistance, please contact us so we may help you.