EastWest Travel Money Card

The safe and convenient way to manage your money when you travel abroad. In one card you can load up to 6 different currencies. No need to worry about fluctuating exchange rates. Or bulky wallets. You can also shop at over 30 million VISA-affiliated merchants worldwide.

The EastWest Travel Money gives you all these benefits for you to enjoy your travel abroad*:

• Multi-currency. Load up to six different currencies in just one card - US Dollar, Euro, British Pound, Hong Kong Dollar, Australian Dollar and Japanese Yen.
• Convenient. Pay off your purchases cashless through Point-of-Sale (POS) terminals from all VISA-affiliated merchants abroad regardless of the currencies you loaded.
• Secure. Your card is not linked to any of your bank accounts. Plus, your signature or PIN is required in order to make purchases using your card.
• Locked-in exchange rates. Your exchange rate is locked-in for the currencies you have loaded. No need to worry about fluctuating exchange rates or to look for money exchange counter to give you the best deal on your rates. You can also withdraw in local currencies from all VISA-affiliated ATMs abroad.
• No worries on lost card. Worry no more about losing access to your funds while abroad as this comes with a companion card which you may use as an emergency card if you lose your primary card.
• Easy-to-manage. Keep track of your load balances, view transaction details, change PIN and lock/unlock cards by logging in at www.travelmoney.eastwestbanker.com.
• Practical. No need to open a Foreign Currency Denominated Account.
• Economical. No foreign currency conversion fees, annual fees, maintaining balance requirement, high initial deposit requirement, dormancy fees and other finance charges your usual card or travelers' cheques may charge you.

The EastWest Travel Money provides you with a convenient way to carry your money and make purchases without the bulky cash. With over 30 million VISA-affiliated establishments and 350,000 online merchants worldwide, your cashless shopping options are virtually limitless.

You have the option to load your card with just one currency or a maximum of six different currencies. The same currency as your purchase will be debited. If the currency wallet is not sufficient for that purchase, the following hierarchy of debits will be used: US Dollar, Euro, British Pound, Hong Kong Dollar, Australian Dollar and Japanese Yen.

Scenario 1: You loaded US$1,500 and £1,000 into your EastWest Travel Money for your US and London trips. You purchased an item worth US$150 while in the US. As such, your US Dollar load will be debited because of the transaction. Moving to London, you made purchases worth £550. The said transaction amount will automatically be debited from your British Pound load balance.

Scenario 2: After purchasing an item worth £550, your British Pound load balance is down to £450. You are going to make another payment of £550. Since you do not have enough British Pound in your card to cover the amount, the transaction will be converted to US$ at the prevailing rate. The corresponding amount will be debited from your US Dollar wallet.

Scenario 3: From London, you had a short trip to Abu Dhabi. While in Abu Dhabi, you can still make purchases or withdraw from ATMs even if you do not have Dirham loaded in your card. The amount will be debited from the currency in your card that has enough balance to cover the transaction when converted at the prevailing rate.

Please take note that you may encounter other situations than these when using your Travel Money. Please call our 24-Hour Customer Service Hotlines at (+632) 8888-1700 or US Toll-Free 1-866-828-6296 for assistance.

How to get a card?

Visit any EastWest Store and follow the simple steps below:

1. Fully accomplish the EastWest Travel Money application form.
2. Present at least one (1) government-issued identification card.
3. Pay a card application fee of P500.00
4. Load your card with any of the six currencies purchased from EastWest.

How to load your card?

1. Personally visit any EastWest Store.
2. Fill out Purchase of Foreign Currency Application form and present this to the assigned EastWest personnel together with one (1) valid government-issued identification card.
3. Load your card with at least minimum load amount and pay the loading fee.

   	USD	EUR	HKD	GBP	AUD	JPY
   Minimum Loading Limit	10	10	100	10	10	1,000
   Maximum Loading Limit	Equivalent of USD12,000 combined all currencies per customer per month
   Loading Fee	5	5	50	5	5	500

4. Your EastWest Travel Money is loaded real-time with the specific currency for immediate use outside the Philippines.

Sample loading and reloading transactions below demonstrate aggregation of loading limit to USD12,000:

Scenario 1: You have USD, HKD and JPY wallets in your EastWest Travel Money card. On June 1, you requested loading of USD10,000 and HKD10,000. Both amounts will be loaded into your Travel Money card as the aggregate USD equivalent of both currencies is only USD11,500 (using HKD1.00=USD 0.15).

Scenario 2: After loading a total amount of USD11,500, you request reloading of JPY100,000 on June 15. This time, you will not be allowed to reload the full amount. Instead, only JPY56,100 (or USD500 equivalent) can be reloaded into your card since you already reached the maximum loading limit of USD12,000 for the month of June ($11,500 + $500). You may reload additional funds on the following month.

Basic Fees and Charges

* Regardless of currency wallet being availed of.

** Imposed on cards without client-initiated transactions for three (3) consecutive years to be applied every calendar month.

ATM Cash Withdrawal Limits

Note: All ATM transactions are subject to other fees, charges and other transaction limits that may be applied by the ATM issuer, bank, and/or network association being used at the time of the transaction.

Point-of-Sale Transaction Limit

* Subject to applicable fees and charges that may be imposed by the host bank and/or network.

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