The safe and convenient way to manage your money when you travel abroad.
In one card you can load up to 6 different currencies. No need to worry
about fluctuating exchange rates. Or bulky wallets. You can also shop at
over 30 million VISA-affiliated merchants worldwide.
The EastWest Travel Money gives you all these benefits for you to enjoy your
travel abroad*:
-
Multi-currency. Load up to six different currencies
in just one card - US Dollar, Euro, British Pound, Hong Kong
Dollar, Australian Dollar and Japanese Yen.
-
Convenient. Pay off your purchases cashless through
Point-of-Sale (POS) terminals from all VISA-affiliated
merchants abroad regardless of the currencies you loaded.
-
Secure. Your card is not linked to any of your bank accounts. Plus, your signature or PIN is required in order to make purchases using your card.
-
Locked-in exchange rates. Your exchange rate is
locked-in for the currencies you have loaded. No need to
worry about fluctuating exchange rates or to look for money
exchange counter to give you the best deal on your rates.
You can also withdraw in local currencies from all
VISA-affiliated ATMs abroad.
-
No worries on lost card. Worry no more about losing
access to your funds while abroad as this comes with a
companion card which you may use as an emergency card if you
lose your primary card.
-
Easy-to-manage. Keep track of your load balances,
view transaction details, change PIN and lock/unlock cards
by logging in at www.travelmoney.eastwestbanker.com.
-
Practical. No need to open a Foreign Currency
Denominated Account.
-
Economical. No foreign currency conversion fees,
annual fees, maintaining balance requirement, high initial
deposit requirement, dormancy fees and other finance charges
your usual card or travelers' cheques may charge you.
*EastWest Travel Money is not valid for use in the Philippines
The EastWest Travel Money provides you with a convenient way to carry your
money and make purchases without the bulky cash. With over 30 million
VISA-affiliated establishments and 350,000 online merchants worldwide, your
cashless shopping options are virtually limitless.
You have the option to load your card with just one currency or a maximum of
six different currencies. The same currency as your purchase will be debited.
If the currency wallet is not sufficient for that purchase, the following
hierarchy of debits will be used: US Dollar, Euro, British Pound, Hong Kong
Dollar, Australian Dollar and Japanese Yen.
Scenario 1:
You loaded US$1,500 and £1,000 into your EastWest Travel Money for your US
and London trips. You purchased an item worth US$150 while in the US. As
such, your US Dollar load will be debited because of the transaction. Moving
to London, you made purchases worth £550. The said transaction amount will
automatically be debited from your British Pound load balance.
Scenario 2:
After purchasing an item worth £550, your British Pound load balance is down
to £450. You are going to make another payment of £550. Since you do not
have enough British Pound in your card to cover the amount, the transaction
will be converted to US$ at the prevailing rate. The corresponding amount
will be debited from your US Dollar wallet.
Scenario 3:
From London, you had a short trip to Abu Dhabi. While in Abu Dhabi, you can
still make purchases or withdraw from ATMs even if you do not have Dirham
loaded in your card. The amount will be debited from the currency in your
card that has enough balance to cover the transaction when converted at the
prevailing rate.
Please take note that you may encounter other situations than these when
using your Travel Money. Please call our 24-Hour Customer Service Hotlines
at (+632) 8888-1700 or US Toll-Free 1-866-828-6296 for assistance.
How to get a card?
Visit any EastWest Store and follow the simple steps below:
-
Fully accomplish the EastWest Travel Money application form.
-
Present at least one (1) government-issued identification card.
-
Pay a card application fee of P500.00
-
Load your card with any of the six currencies purchased
from EastWest.
How to load your card?
-
Personally visit any EastWest Store.
-
Fill out Purchase of Foreign Currency Application form and
present this to the assigned EastWest personnel together
with one (1) valid government-issued identification card.
-
Load your card with at least minimum load amount and pay the loading fee.
|
USD |
EUR |
HKD |
GBP |
AUD |
JPY |
Minimum Loading Limit |
10 |
10 |
100 |
10 |
10 |
1,000 |
Maximum Loading Limit |
Equivalent of USD12,000 combined all currencies per customer per month |
Loading Fee |
5 |
5 |
50 |
5 |
5 |
500 |
-
Your EastWest Travel Money is loaded real-time with the
specific currency for immediate use outside the Philippines.
Sample loading and reloading transactions below demonstrate aggregation of loading limit to USD12,000:
Scenario 1:
You have USD, HKD and JPY wallets in your EastWest Travel Money card. On June 1, you requested loading of USD10,000 and HKD10,000. Both amounts will be loaded into your Travel Money card as the aggregate USD equivalent of both currencies is only USD11,500 (using HKD1.00=USD 0.15).
Scenario 2:
After loading a total amount of USD11,500, you request reloading of JPY100,000 on June 15. This time, you will not be allowed to reload the full amount. Instead, only JPY56,100 (or USD500 equivalent) can be reloaded into your card since you already reached the maximum loading limit of USD12,000 for the month of June ($11,500 + $500). You may reload additional funds on the following month.
Basic Fees and Charges
|
USD |
EUR |
HKD |
GBP |
AUD |
JPY |
Card Application Fee* |
PHP 500 |
Card Renewal Fee - Expired Card* |
PHP 300 |
Card Replacement Fee - Lost or Stolen* |
PHP 500 |
Card Replacement Fee - Defective Card* |
FREE |
Card Closure Fee |
10 |
10 |
100 |
10 |
10 |
1,000 |
Card Inactivity Fee** |
5 |
5 |
10 |
5 |
5 |
500 |
|
or remaining balance per currency whichever is lower |
* Regardless of currency wallet being availed of.
** Imposed on cards without client-initiated transactions for three (3) consecutive years to be applied every calendar month.
ATM Cash Withdrawal Limits
Single Withdrawal Transaction |
USD |
EUR |
HKD |
GBP |
AUD |
JPY |
Minimum Amount |
5 |
5 |
50 |
5 |
5 |
500 |
Maximum Amount |
2,000 |
2,000 |
20,000 |
2,000 |
2,000 |
200,000 |
Daily Withdrawal Transaction |
USD |
EUR |
HKD |
GBP |
AUD |
JPY |
Minimum Amount |
5 |
5 |
50 |
5 |
5 |
500 |
Maximum Amount |
6,000 |
5,000 |
50,000 |
4,000 |
6,000 |
500,000 |
ATM Transaction Fees |
USD |
EUR |
HKD |
GBP |
AUD |
JPY |
Balance Inquiry Fee |
1 |
1 |
10 |
1 |
1 |
100 |
Withdrawal Fee |
5 |
5 |
30 |
5 |
5 |
500 |
Note: All ATM transactions are subject to other fees, charges and other
transaction limits that may be applied by the ATM issuer, bank, and/or
network association being used at the time of the transaction.
Point-of-Sale Transaction Limit
|
USD |
EUR |
HKD |
GBP |
AUD |
JPY |
Minimum POS Transaction Amount |
1 |
1 |
10 |
1 |
1 |
100 |
Maximum POS Transaction Amount |
Available Balance per Currency |
* Subject to applicable fees and charges that may be imposed by the host bank and/or network.
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